The workers’ compensation system exists in part to help employees avoid unnecessary hardship after a work injury or illness. When an injury forces an employee to miss work, he can lose out on wages that are vital to the security and stability of himself and his family. This lost income only adds financial stress to an already painful and difficult situation. The workers’ compensation system aims to help employees avoid that by offering wage replacement and medical care benefits. The timing of these payments can lag, however, and many injured workers and their families worry about when they will be able to obtain benefits.
In Iowa, an injured worker can file for and obtain workers’ compensation benefits within certain time frames. Medical benefits are available for any work-related injury regardless of the amount of time away from the job, if any at all. Wage replacement benefits are offered once an employee has missed three days of work, and payment is typically sent by the 11thday of disability if all the proper paperwork has been filed and approved. More complicated cases or those lacking the appropriate documentation may take longer.
Injured workers who find themselves under financial strain before the workers’ compensation benefits are paid may want to expedite the payment process. Unfortunately, it is not possible to rush workers’ compensation payments. Each injury claim must follow the steps through the system, which does not allow for circumstances for faster payment. The most effective way to ensure prompt payment of your benefits is to make sure you:
Following those steps will help ensure your claim will not be held up or denied unnecessarily.
While workers’ compensation benefits cannot be rushed, there are other benefits that may be obtained sooner. Some injured workers are eligible for both workers’ compensation and Social Security disability benefits. For those workers, there are times when the Social Security Administration (SSA) will expedite an injury claim, and they include:
Not every employee who suffers a work injury is eligible for Social Security disability benefits. The benefits are meant for workers who are injured before they reach retirement age. There are a number of criteria to meet to obtain these benefits, and they include:
Filing for Iowa workers’ compensation or Social Security disability and having payments expedited can be a complicated process. If you or someone you love has suffered a serious, job-related injury, contact the experienced lawyers at Pothitakis Law Firm to learn more about your rights and legal options. Make sure your family is able to obtain the maximum amount of compensation in the timeliest manner so you can move forward from your injury successfully. Take a moment to fill out the contact form on this page, and you will receive a prompt response from a member of our team who can answer your questions and get you started today.