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Health Conditions You Wouldn’t Expect Workers Comp to Cover

June 05, 2018By Niko Pothitakis

When we think about workers compensation, we think catastrophic injuries, tragic machinery-related accidents, and other dire situations. But not every work injury is so extreme. You might have gotten injured in a different way, and you may be unsure of whether you’re covered under work comp.

Fortunately for many workers, Iowa legislation on workers compensation is broad in terms of what is considered an injury. You may find that health conditions you wouldn’t expect workers comp to cover are included.

If you’re not sure your injury is covered by work comp benefits, you may be surprised that the following injuries are all covered. A lawyer can help you determine whether you’re covered and fight for the workman’s comp benefits you deserve.  

Stress-Related Injuries

While many of us downplay the risks and pains that physical stress can cause, it can weigh on you both physically and mentally. Constant use or motion can damage your body, causing conditions like the following:

These conditions worsen over time. Often, there’s not a sudden action that causes the injury. This can make it difficult to determine whether your injury happened on the job. With help from your doctor and attorney, however, you can get the evidence you need to show that your injury does relate to your position—meaning you’re eligible for workers comp benefits.

Mental Health Problems

In some cases, you might have already been at risk for depression or anxiety. In others, you might have experienced something traumatic on the job and, while you’re physically uninjured or have healed, developed post-traumatic stress disorder (PTSD) or a similar mental health condition.

Any of these conditions could be caused by your work, and any of them could make it difficult to work your usual hours or at all. While there may be few or no physical signs of trauma, your work conditions might have been severe enough to cause these issues.

While your employer and the workers comp insurer may resist mental health-related work comp claims, a lawyer can help prove that your job is stressful enough to cause such a serious condition and that you deserve benefits.  

Aggravation of Pre-Existing Injuries

An injury caused by a pre-existing condition usually isn’t grounds for workers comp. If you had a heart attack, for example, and you had a history of heart problems in your family, it’s likely that your heart attack was not work-related.

However, you should receive workers compensation for any aggravation of a health condition caused by your job. So, let’s say you already had issues with your blood pressure, but your job caused further strain on your heart, leading to your heart attack. In this case, you deserve work comp benefits. It won’t be easy to prove, but a lawyer can help you succeed.

Getting the Work Comp Benefits You Deserve

When you’re hurt or sick, it’s normal to wonder whether your condition will be covered at all by workers compensation. While your condition might not be a direct effect of your work, it may be aggravated or indirectly affected by your job, and you should be compensated for that.

Having trouble getting compensation for your workplace injury or illness? There are many health conditions you wouldn’t expect workers comp to cover, and yours may be one of them. But it’s not always easy to get your claim approved. If you’re having trouble with your claim, call a lawyer at Pothitakis Law Firm, PC at 1-866-PLF-IOWA (753-4692) or fill out the form below.