Do You Need Work Injury Compensation in Iowa? Here’s What You Need to Know

If you have suffered an injury at work, you may be eligible for work injury compensation under Iowa's Workers' Compensation Law. This article will explain what workers' compensation is, how you can receive compensation for a work-related injury, and what problems you may encounter.

Iowa Workers' Compensation

If you are hurt in a work accident, it's an unfortunate situation. However, it's one that many Iowa workers find themselves in every year. Thankfully, it's one you can overcome with help.

With the right tools and knowledge on your side, you can secure the full benefits you need for your work-related injuries. Fortunately, you can get the help you need from a work comp attorney. They can help you understand your claim, starting with the most important information and initial steps.

In Iowa, and in every state, the law requires employers to carry workers' compensation insurance to pay for medical bills, lost wages, and other expenses as compensation for injuries at work. Theoretically, the workers' compensation law ensures that injured workers will get the financial help they need with as few roadblocks as possible, while reducing costly litigation between companies and their employees. However, if you don't know the steps to take to recover work injury compensation, you may find getting the compensation you need can be difficult.

When you're injured at work in Iowa, here's what you need to know to recover your compensation and overcome your injuries.

You May Be Eligible for Work Injury Compensation

One of the first concerns that many Iowa workers have is whether they're eligible for workers' compensation at all. Workers who don't work in a traditional workplace with a break room, where workers' comp flyers are typically posted, are usually more concerned about their eligibility since their rights are not clearly displayed at work.

Fortunately, most Iowa workers are eligible for work comp benefits. Iowa's work comp is meant to cover as many Iowa workers as possible. Even some ineligible workers may be eligible for other benefits. For example, police officers and firefighters have their own pension funds.

However, you will still need to ensure that you are eligible for your workers' comp benefits. That way, you'll know what steps you'll need to take to recover from your work accident.

Limited Time to File for Workers' Comp Benefits

If you find that you are eligible for workers' compensation, you will need to act as quickly as possible to protect your benefits. Filing as soon as possible can help you show that you were injured at work, not elsewhere. Beyond that, you are required to file within ninety days of your work accident.

Once you've filed, your employer will need to notify the insurance company within only a few days. From there, though, the insurance adjuster will investigate your claim and your injuries. They'll review the events of the accident and your injuries, determining whether you're eligible and whether you should receive workers compensation.

Unfortunately, even if you file on time, you may be denied at first. Don’t worry, as this can be a common occurrence. The appeals process can be difficult, but fortunately, your lawyer can help you fight back if you are denied at first.

Contact a Lawyer for Legal Guidance

When you have suffered a serious work injury in Iowa, you may not know what you need to do. Understanding your claim can be difficult, especially because every injury and every workers' comp claim is different. Consider enlisting the help of a lawyer from Pothitakis Law Firm before you begin. Starting with a free consultation, we’ll provide the information, experience, and advice you need.

When you're facing an Iowa work injury, reach out for what you need to know about your claim. Give us a call at (866)753-4692 or fill out the following online form to get started.

Photo of Niko Pothitakis
For the past 15 years Mr. Pothitakis has focused his practice on Workers Compensation and Personal Injury Cases. The firm has two locations, one being in Burlington, Iowa and the other in Keokuk, Iowa. Mr. Pothitakis works with many area unions and employee organizations to provide advice, assistance, and guidance as it relates to employment issues. Mr. Pothitakis provides free consultations to those with legal questions in the firm's areas of practice. In this initial meeting or conference potential clients are provided advice on their need for assistance and how they need to proceed.