If you’ve been approved for workers’ compensation benefits, you can breathe a sigh of relief. While you are unable to work, you’ll still be able to support yourself. But you may not be aware of what areas will be covered by your benefits. Read on to learn more about what you can expect to receive when you begin collecting workers’ compensation.
The amount of compensation you will be able to receive will depend on the severity of your injuries and your weekly income before being injured. Injuries are classified into six different categories:
Classifying your injury can be a complex process, which is why it is important to include all relevant medical information in your initial claim for Iowa workers’ compensation benefits.
Workers’ comp will supplement your lost income, but it will also cover medical expenses incurred as a result of your injuries. These expenses include but are not limited to the following:
Your employer will have designated a doctor to treat your injuries. In the event that you disagree with the diagnosis of the employer-provided physician, you may obtain a second examination.
Workers’ compensation coverage is designed to cover only the economic costs associated with your injury, which include supplemental income and medical expenses. Non-economic damages, such as pain and suffering, mental anguish, loss of consortium, and loss of enjoyment of life, will not be covered when determining the amount of benefits you will receive.
To obtain compensation for non-economic losses, you would have to file a personal injury claim against the negligent party.
If you would like more information about which workers’ compensation benefits you’re eligible for, or if you believe your worker’s comp insurer has failed to provide the benefits you’re entitled to, contact a knowledgeable Iowa workers’ comp lawyer at Pothitakis Law Firm, PC at 1-866-753-4692, or fill out the contact form below.
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