So you’ve been injured or have become ill and aren’t sure whether your circumstances will be covered under workers’ compensation insurance through your employer. You must meet specific requirements to qualify for workers’ comp benefits. Continuing reading to find out whether your claim is likely to be approved.
First and foremost, you must have sustained your illness or injury while performing the obligations of your position on the clock.
If you were working without pay or shouldn’t have been working at all at the time of your injury, your employers and their insurance provider may try to fight your claim. In addition, you must also have not been in violation of company policies or committing a crime when your injury occurred.
Other instances in which you may be denied benefits could include failing to notify your employer, in writing, of your health impairment within the ninety-day limitation or the insurance company believing your injury or illness is a result of an undisclosed pre-existing condition.
When it is time to file your claim for Iowa workers’ comp benefits, we can start by notifying your employer of your injury or illness (if he or she hasn’t already been made aware) and our intent to request workers’ compensation benefits while you are unable to work.
Once we have filled out the necessary paperwork and included appropriate medical documentation of your condition, we will await the decision of the insurance company. If approved, you’ll begin collecting benefits as soon as the week following your approval. If we are denied, we will begin to answer any questions the insurer has and look toward filing an appeal.
If you’re still unsure whether your injury or ailment will qualify for workers’ compensation benefits and need help determining what your next steps should be, reach out to an Iowa workers’ comp lawyer with Pothitakis Law Firm, PC. It’s time to claim the benefits you’re entitled to.