Last year in the United States, there were nearly 3 million reported workplace injuries and illnesses. To ensure the continued well-being of everyone, each state has adopted workers’ compensation laws. These laws protect the interests of both employers and employees, and they ensure the continued well-being and success of both by providing certain compensation to injured employees.
The Iowa workers’ compensation system, like others across the country, offers remuneration in three main categories for injured workers and their families:
In the event a workplace injury results in an employee’s death, surviving family members may be eligible to receive workers’ compensation benefits, including funeral costs and wage replacement.
Workers’ compensation protects both employees and employers after an accident or other scenario causes a worker to suffer injuries or fall ill. The system is based on two main tenets:
The workers’ compensation system covers most workplace injuries and illnesses. Injuries sustained both at work or outside the job location but during the course of employment duties are likely covered. For example, if an employee is injured in a car accident while traveling on work business, he may be able to obtain benefits. Workers’ compensation can also cover injuries and illnesses that occur over the course of time due to work-related factors, such as repetitive use injuries, hearing loss, carpal tunnel, chronic back pain, and other conditions.
However, there are exceptions to the system. Employers and their insurance companies do not have to pay benefits when employees exhibit behavior that is well outside the realm of carelessness, including situations when:
Additionally, workers’ compensation only covers eligible employees. In Iowa, certain types of workers are excluded from receiving benefits. Some of those positions include:
If you or someone you love has suffered injuries performing job-related tasks, you may be eligible for Iowa workers’ compensation benefits. At the Pothitakis Law Firm, our experienced attorneys have helped many injured Iowa employees obtain the medical care and wage replacement they deserved. Call our office or complete the convenient online contact form to learn more and schedule a free, no-obligation consultation.
For the past 15 years Mr. Pothitakis has focused his practice on Workers Compensation and Personal Injury Cases. The firm has two locations, one being in Burlington, Iowa and the other in Keokuk, Iowa. Mr. Pothitakis works with many area unions and employee organizations to provide advice, assistance, and guidance as it relates to employment issues. Mr. Pothitakis provides free consultations to those with legal questions in the firm’s areas of practice. In this initial meeting or conference potential clients are provided advice on their need for assistance and how they need to proceed.